In a 2017 study, Allstate ranked Boston as the second-worst city for drivers among 200 major cities in the United States (Baltimore was ranked first). While still a dubious distinction, it marked an improvement: between 2015 and 2017, Boston was at the top of the list.
The insurance company’s rankings were based on the average number of years that drivers in each city went between making car insurance claims. According to Allstate, the national average is 10 years between claims. With an average of 3.9 years between claims, Boston drivers were 157 percent more likely to submit an accident claim than the average U.S. driver.
What makes Boston such a dangerous place for motorists? Road congestion is one reason. The transportation analytics company INRIX estimated that in 2017, the average Boston driver spent 60 hours stuck in traffic during peak hours alone. In addition, Bostonians are known for failing to use their blinkers when making turns, and seatbelt usage rates in Massachusetts are below the national average. Our city’s harsh winters don’t help, and even in warmer months, area roads are frequently under construction, adding to the hazardous conditions.
Of course, there are actions that all drivers can take to lower their risk of being involved in a serious accident. It’s important to use your turn signal, lights and windshield wipers as they are meant to be used, and to leave a safe distance between your car and the vehicle in front of you. It’s also crucial to avoid distractions while behind the wheel, paying attention to the road, other drivers, and traffic signs.
But even the most careful driver can become involved in a car accident in Boston, and if you are, there are some things you should know. Massachusetts is a no-fault state, which means your own insurance company is generally responsible for paying your resulting medical expenses and vehicle repair or replacement costs up to your coverage limit. If you wish to seek compensation from the other driver’s insurance company, your medical bills must be in excess of two thousand dollars, or you must have suffered an injury, sickness or disease that (1) causes death, or (2) consists in whole or in part of loss of a body member, or (3) consists in whole or in part of permanent and serious disfigurement, or (4) results in such loss of sight or hearing.
The lawyers at Swartz & Lynch LLP help Boston auto accident victims to recover damages for their losses in a car crash. From our office downtown, we represent injured clients in the city and the surrounding neighborhoods of Suffolk County. Call us at 857-250-0664 or contact us online to arrange your free initial consultation.